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Pay Over Time with Shop Pay Installments

The CPAP Shop offers Shop Pay Installments to give you flexible, transparent financing on the CPAP machines, masks, and supplies you need — so you can start sleeping better without paying it all up front.

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0% APR Is Available for 12-Month Financing*

*Subject to credit approval. See financing disclosure below for complete terms.

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Get a decision in seconds, with no impact to your credit score.

Straightforward Pricing

No hidden fees, no prepayment penalties, and no compound interest.

Pay at Your Own Pace

Choose a term of 6, 12, 18, or 24 months to fit your budget.

Financing Made Easy

01

Shop

Add your CPAP machine, mask, or supplies to your cart just like any other purchase.

02

Express Checkout

Select Shop Pay and Express Checkout option and log in into your Shop account to choose payment options.

03

Complete Your Purchase

Get an instant decision and complete your order — no waiting required.

Financing terms are offered through Shop Pay Installments, provided by Affirm. A minimum purchase of $50 is required. Rates range from 0% to 36% APR based on creditworthiness, term length, and other factors; not all applicants will qualify for 0% APR. For example, a $1,000 purchase financed at 0% APR over 12 months would require 12 monthly payments of $83.33. Additional terms and conditions apply. Visit the Shop Pay Installments Help Center for complete details.